Need advice regarding portfolio?

Some of the funds look good, others look hideous. The FNSAX has a Gross Expense Ratio of 1.54% as well as a .25% 12b-1 fee - you're getting sorely pickpocketed. Even worse is the FNAAX with a 2.01% Gross Expense Ratio and a .25% 12b-1 fee. Over a full working career you are losing out on potentially tens or even hundreds of thousands of dollars. Why not choose a similar fund that doesn't shaft you out of the money you work so hard for? Instead, consider for a mid-cap blend VIMSX and for a mid-cap value fund VMVIX, both of which have expenses about 1/7th or less.